Terms of Use & Disclaimer

1. Acceptance of Terms

By accessing and using bangladeshsavings.com(“the Website”), you accept and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue use of the Website.

2. Nature of the Service

Bangladesh Savings is an independent, informational financial portal. We are not a bank, investment firm, or financial institution. We are not affiliated with or endorsed by the Government of Bangladesh, the Bangladesh National Savings Directorate (জাতীয় সঞ্চয় অধিদপ্তর), or Bangladesh Bank.

Our calculator tools use publicly available interest rate data published in official government gazettes. These rates may change at any time. Always confirm the current rates at nationalsavings.gov.bd.

3. No Financial Advice

Nothing on this Website constitutes financial, investment, legal, or tax advice. The content is provided “as is” for general informational purposes. You should not make any investment or financial decision based solely on information obtained from this Website. We strongly recommend consulting a licensed financial advisor, tax professional, or the relevant government authority before making any savings or investment decision.

4. Accuracy of Information

We make every effort to ensure that the interest rates, tax thresholds, and scheme details displayed on this Website are accurate and up to date. However, we make no warranties or representations of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information contained on the Website.

Actual profits may differ due to changes in government policy, individual tax situations, timing of purchase, and other factors.

5. Limitation of Liability

To the fullest extent permitted by law, Bangladesh Savings and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of or inability to use the Website or any content thereon, including but not limited to financial loss resulting from reliance on calculator outputs.

6. Intellectual Property

All original content, design, code, and text on this Website is the intellectual property of Bangladesh Savings. You may not reproduce, distribute, or republish content from this Website for commercial purposes without prior written permission. Sharing links to our pages is encouraged.

7. Third-Party Links

This Website contains links to third-party websites (including the National Savings Directorate portal and Bangladesh Bank). These links are provided for convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Advertising

This Website displays advertisements served by Google AdSense. The presence of these advertisements does not constitute an endorsement of the advertised products or services. We are not responsible for the content of third-party advertisements.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the People's Republic of Bangladesh. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Bangladesh.

10. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms.

11. Contact

For questions regarding these Terms, please contact us at: contact@bangladeshsavings.com