Wealth Preservation Guide

Gold Investment in Bangladesh

Gold has always been the ultimate hedge against inflation and currency devaluation in Bangladesh. Whether for weddings or as a financial asset, understanding gold purity and market trends is essential for every smart investor.

Understanding Gold Purity & Weights

1 Bhori (Vauri)

The standard unit in BD. Equal to 11.664 Grams.

Standard Unit
22 Karat (22K)

91.6% Pure Gold. Best for high-value jewelry and resale.

21 Karat (21K)

87.5% Pure Gold. Most durable for daily wear jewelry.

How is Gold Price Calculated in BD?

When you buy jewelry in Bangladesh, the final price is not just the BAJUS rate. It consists of three components:

  • 1. Gold Rate: The current BAJUS rate per bhori for the specific karat.
  • 2. Making Charges (Mojuri): Usually ৳500 - ৳2,000 per bhori depending on the design.
  • 3. VAT: Currently 5% on the total value of the gold and making charges.

Investment Strategy: Gold vs Sanchayapatra

While Sanchayapatra gives you fixed monthly income, Gold offers Capital Appreciation and Portability. Over the last 5 years, gold has outperformed many fixed-income schemes in Bangladesh due to the devaluation of the Taka against the Dollar.

Protect Your Wealth

"Gold is the only financial asset that is not someone else's liability." It provides peace of mind in times of global economic uncertainty.