Best Life Insurance Policies in Bangladesh
Choosing a life insurance policy in Bangladesh is no longer just about death benefits. Modern plans fromMetLife and Guardian Life offer sophisticated savings structures, health coverage (Critical Illness), and guaranteed payouts during the policy term.
Popular Policies: A Deep Dive
MetLife Three Payment Plan (3PP)
This is arguably the most popular endowment plan in Bangladesh. It pays out 50% of the Face Amountbefore the policy maturity, giving you liquidity when you need it most.
1st Payout
25% of Face Amount
At 1/3 of the term
2nd Payout
25% of Face Amount
At 2/3 of the term
Maturity
50% + Bonuses
At end of the term
Note: In case of death, the full 100% Face Amount + Bonuses is paid, regardless of previous installments paid.
Guardian Life: EasyLife Digital
Guardian Life has revolutionized the industry with EasyLife, allowing you to buy and manage policies entirely via smartphone.
EasyLife Special Plus
Full coverage + Premium Refund if no claim is made.
EasyLife JAYA
Women-exclusive plan with Critical Illness and Savings.
Documents Required to Apply
- ✅ NID / Passport (Copy of the applicant and nominee)
- ✅ E-TIN Certificate (For tax rebate and higher sum assured)
- ✅ Income Proof (Bank statement or salary certificate)
- ✅ Photos (Passport size of applicant and nominee)
- ✅ Medical Report (Usually required for sum assured above ৳10 Lakh)
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